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California Hard Money Has Become Very Competitive, But Getting What Each Lender Will Fund Is A Different Story.
Far too many times, we find loan officers over shopping their loans and they ruin any chance of the loan getting closed. When a loan is not presented correctly for that specific lender, not only will it discourage the investor from combing through it, but it can damage the borrower's opportunity at receiving a loan at all. If an investor realizes that a loan is being shopped and the loan has not been funded, it will make him/her curious as to why no other lender has funded it and they will pass.
Every investor has a particular niche and looks at particular information within a file so setting aside the time to know them will prove to be extremely beneficial. As a california hard money lender, we take the time to know our competition in order to provide our clients with the best rate on the market. We are not like many investors in that we will not fund the loan in house if we know of a lender that will fund the loan cheaper. As a california bridge lender we believe that it is our financial responsibility to do all we can to make sure each loan is made at the best available rate for the borrower.
As a commercial bridge lender we go above and beyond for every borrower. If you are new to the private debt lending market or just do not have the contacts readily available to truly be sure you are receiving the best hard money rate, give us a call and we will guide you. Instead of wasting a good amount of time submitting a loan blindly, use us as your private debt one stop resource. We know virtually every investor or private beneficiary throughout the United States that funds loans on a regular basis, so there is no need to look elsewhere.
We also personally provide residential hard money loans in first and junior position throughout California and Florida.
Commercial bridge loans we fund throughout most of the United States in desirable, suburban areas.
Hard money does not have to be hard in this market.
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